What’s covered by workers compensation?
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Employees are generally covered if they’re on-site |
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Employees are covered in NSW, VIC, QLD and NT. |
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The ACT covers commutes without restrictions. |
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Employees can still make claims for illnesses and injuries that happen outside the workplace, but they’ll have to prove their employment was a main contributing factor. |
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Employees are covered while undertaking work-related travel. Conditions are stricter in VIC than in other states. |
What isn’t covered by workers comp?
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This includes being under the influence of drugs or alcohol, committing a crime. However, death and serious injury benefits may still apply |
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Employees can’t make a claim for death, injury or illness that was self-inflicted. |
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If the employee lied about pre-existing conditions, they may be excluded from making a related claim. |
What affects the cost of workers compensation?
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Who needs to get workers compensation insurance?
The vast majority of employers in Australia will need workers compensation insurance. That includes employers for business and non-business reasons.
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