If you, or your employees engage in international or domestic business travel you need to consider this policy.
Corporate travel insurance covers expenses for such things as overseas medical treatments, emergency evacuations, flight cancellations and lost luggage. Without many of the usual restrictions and exclusions placed on regular travel policies.
Covers directors and employees.
This policy also extends to cover the personal travel of the directors, accompanying spouse and their dependent children.
Pre-Existing Medical Conditions are included if at the time of departure the person is fit to travel following confirmation from a Medical Practitioner. Most policies exclude pre-existing Medical Conditions unless applied for and an extra premium is paid*.
Covers expenses for such things as medical treatments, emergency evacuations, flight cancellations and lost luggage.
Nil excess (excepting $250 on Electronic Equipment only)
Travel radius for business travel is 50km’s and 250km’s for leisure travel
Travel must be at least 50% business related unless approved by the insurer
Any trips over 60 days in length must be approved by the insurer
Number of Trips
Premium (inclusive of all charges)
Up to 12 International – 35 Domestic
Up to 25 International – 50 Domestic
Up to 50 International – 100 Domestic
NOTE: Premiums quoted are subject to change
Limit any one Event
Aggregate Limit of Liability
Nuclear, Biological and Chemical Terrorism
Death & Capital Benefits
Weekly Accident Benefit
Weekly Sickness Benefit
Medical Evacuation and AHI Assist
Additional Expenses and/or Forfeited Expenses
Travel Documents & Money
Loss of Deposits and Cancellation Charges
$100,000 for business
$20,000 for leisure
Kidnap, Detention, Extortion and Ransom
Extra Territorial Workers’ Compensation
Hire Car Excess Expenses
Alternative Employee Expenses
Travel and Emergency Assistance
All Other Claims
Aggregate limits of liability apply. Ask us for details or see policy wording.
*excluding cancer, cancer-related or terminal conditions
NOTE: This advice is general in nature and does not take into account your specific business or personal needs. Please contact us for furhter information and the PDS before making any decisions.
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