Property Owners Insurance offers a range of covers for owners of commercial buildings.
This type of cover is designed to provide protection for the building and landlords contents, as well as offer cover for property owners liability, loss of rent and glass.
You can customise your policy by selecting the covers you require to suit your individual requirements.
The following are examples of available benefits:
Legal Costs for Occupation Health and Safety Breaches
Covers legal costs and expenses incurred in appealing against a fine, prohibition notice or court determination under workplace occupational health or safety legislation .
Claims Preparation Costs
Covers reasonably incurred costs of a professional to work with you to determine your full entitlements under the policy.
Glass
Covers replacement of damaged glass and costs for shuttering and boarding to safeguard the premises.
Loss of Income
Covers loss of income if your business is disrupted as a result of loss or damage to your property.
Rent Default
Covers loss of rent if your tenant stops paying rent, is evicted or leaves your property without giving notice.
Tax Audit
Covers costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Tax Office) in conducting an audit or investigation in relation to your liability to pay tax.
Machinery Breakdown
Covers the cost of repair or replacement of machinery after breakdown and can include temporary repairs and hiring substitute machinery.
Theft
Covers theft of landlord property consequent on violent and forcible entry.
Find out what Austbrokers Countrywide can do for you.
For an obligation free insurance review, talk with one of our specialist brokers today to find out more.
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