Farm insurance is specifically designed for hobby or working farms and primary producers.
The cover can be tailored similar to a business policy, based on your individual requirements.
The following are examples of available benefits:
Covers loss or damage to your main home including your contents.
You can chose from two different cover levels:
- Listed events – a low-cost option which protects against specified events such as fire, storm, explosion, earthquake, malicious damage and burglary.
- Accidental damage – this protects you against all specified events as well as any other event not specifically excluded from the policy.
This covers the repair or replacement of farm buildings and contents.
Covers your machinery against fire, storm, impact explosion and the malicious acts of other people. You can also cover your working dogs.
Covers your contents and farm machinery against theft and includes replacement of locks if your keys are stolen.
Hay, Grain, Livestock, Fencing and Trees
Covers the disposal of dead livestock, removal of debris and loss or damage to farm trees used for wind breaks, shade or erosion-prevention, fencing, hay and grain.
Covers you for extra costs to maintain your business following damage to farm property, machinery, hay, livestock or pastures.
Covers you against injury to others or damage to their property, caused by the use of unregistered vehicles and farm machinery, straying stock and the escape of fire.
Covers your machinery against electrical, electronic and mechanical breakdown. Deterioration of milk in refrigerated vats is also a standard inclusion.
This can provide you with an income should you have an accident or become ill and are unable to work.
Covers your livestock, produce, general farm goods and machinery against damage by fire, flood, or collision while travelling by road.
Find out what Austbrokers Countrywide can do for you.
For an obligation free insurance review, talk with one of our specialist brokers today to find out more.
Toll free: 1800 245 123
P: (03) 9835 1300
F: (03) 9763 5932
Level 2, 35 Dalmore Drive
Scoresby VIC 3179