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What to do when you return to your property after flood

Safety is the priority - don't do anything that puts anyone at risk. Only return to your property when emergency services give the go ahead. Contact your insurance company as soon as possible to lodge a claim and seek guidance on the claims process.
Business Insurance - Professional Insurance -Liability Indemity
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Claims made policies

This provides guidance on the procedure for notifying a claim or circumstances that might give rise to a claim under “Claims Made” policies. The following policies are generally underwritten on a “Claims Made” basis: Directors’…
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Will your business survive a disaster?

A disaster can hit anyone, anywhere at any time. Have you ever asked yourself what would happen if your Business was to suffer a major disaster? Would your business survive? How would you survive? A disaster can hit anyone, anywhere…

Lighting fires – Literally!

There is an emerging trend in fires started by defective or poorly installed light fixtures. These fires have been across a range of industries and lamp types, and some suggestions are noted below to improve your risk prevention. Fluorescent…
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Claims made policies and rights & responsibilities in notifying a claim

Professional Indemnity policies fall into the ‘Professional Risk’ category of Insurance policies.    Professional Indemnity policies fall into the ‘Professional Risk’ category of Insurance policies. Uniquely these types…
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Professional Indemnity Claims – What to do?

What is professional indemnity insurance and what does it cover? Professional indemnity insurance (“PI”) is designed to cover a business for errors made when providing advice and services to clients. The exact parameters of the…

A claim could happen to you: Claims examples and exclusions to consider

“I think I have a suitable policy, I pay the premium each year, but have never made a claim or had an incident to report to my Insurer. What types of actions are taken against Professionals in my occupation? Would I ever need to utilise…