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What the Budget means for small and medium businesses

Federal Budget Update 2016–17 What you need to know Tax relief for small and medium-sized businesses with the company tax rate falling to 27.5 per cent Immediate tax deductions given to small businesses in last year’s budget…
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The rising cost of Insurance and what to do about it

According to a recent Global Reinsurance report, total insured losses for the global insurance industry reached an estimated $AUD 80 billion. Can businesses afford an Increase in Insurance Risk Protection? More than ever, the importance…
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Managing your risks as a consultant

Understanding your risk as a consultant, and finding an appropriate insurance cover, is vital to ensure any liability is minimised. The transition from an employee to an independent consultant can be an exciting one: new opportunities,…
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Important Changes to WorkSafe Insurer’s Panel in Victoria

On Monday 4 April 2016, WorkSafe announced changes to its agents’ panel in Victoria. The changes were made following an extensive tender process which reviewed its existing workers’ compensation agent panel and a number of prospective…
Business Insurance

Business Insurance: Sections Explained

What type of insurance is available? Fire & Perils  Covers damage to property insured at the situation caused by a sudden or unexpected or unforseen occurrence, and includes fire, impact damage and weather related events. Business…
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Will your business survive a disaster?

A disaster can hit anyone, anywhere at any time. Have you ever asked yourself what would happen if your Business was to suffer a major disaster? Would your business survive? How would you survive? A disaster can hit anyone, anywhere…

Loss prevention & life safety – The 10 most common problems

The 10 most commonly observed defects relating to property and life-safety hazards which have been encountered – and most of which could be easily rectified for little, if any, cost – are: Open penetrations through fire rated…