Business Insurance is a package policy designed for small to medium businesses that offers you the flexibility to choose which sections of cover you want included.

The sections that can be selected are:

Property 

This covers loss or damage to buildings, contents and specified items due to events such as fire, storm or impact.

Business Interruption 

The disruption to your business following an event such as a fire can often have greater financial implications than the actual damage itself.  Business interruption covers the reduction in your business income caused by the disruption and ensures that you can continue to meet your financial obligations such as rent, wages etc. as well as protect your profit. Read More>>

Theft 

This covers theft of your contents and stock.

Money 

This covers money in transit or bank safe, on premises, whilst in a safe or in private residencies.

Glass

This covers breakage of internal and external glass and signs.

Public and Products Liability 

This covers your legal liability for injury to others or damage to their property. This can also include liability arising from product defects.

Employee Dishonesty 

This covers fraud or dishonesty by your employees.

Machinery Breakdown 

This covers damage to machinery from mechanical, electrical and electronic breakdown as well as deterioration of goods under refrigeration.

Computer & Electronic Equipment

This covers loss, damage or breakdown of computers and electronic equipment.

General Property 

This cover is primarily designed for property (excluding stock) which is moved around, like tools or professional equipment. Further information can be found on our General Property product page here.

Taxation Investigation 

This covers costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Tax Office) in conducting an audit or investigation in relation to your liability to pay tax.

Reviewing your business with your insurance broker will help determine which of these sections suit your individual requirements– not all businesses will require cover from section of the policy.

Find out what Member Advantage Insurance Broking can do for your business.
For an obligation free insurance review, talk with one of our specialist brokers today to find out more.